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Income
options at retirement
If
you are planning to retire in the near future you are
probably thinking about how you will convert your
pension fund into an income. There are
several options available and these should be carefully
considered before making your final decision.
Since April 2006 the
available retirement options offer increased flexibility
and complexity at retirement, but with professional
independent advice you can consider all of your options
before making the most suitable choice.
There are several main
options to consider. Each has both advantages and
disadvantages. The most suitable option will
depend on your personal circumstances, attitude towards
investment risk and retirement objectives.
- Conventional annuity
- Investment linked
annuity
- Income withdrawal
(unsecured pension)
- Phased retirement
- Alternatively
secured pension (from age 75)
Our advisers have a
great deal of experience in the area of income options
at retirement. We hold the Advanced Pensions
qualifications, G60 as well as other specialist
retirement planning qualifications including K10 and
K20.
Do contact us today to
arrange an initial meeting with no obligation. You
can email us at hello@icl-ifa.co.uk
or call us on 01483 274566.
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