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Income
options at retirement
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If you are planning to retire in the
near future you are probably thinking about how you will convert
your pension fund into an income. There are several options available
and these should be carefully considered before making your final
decision.
Since April 2006 the available
retirement options offer increased flexibility and complexity at
retirement, but with professional independent advice you can
consider all of your options before making the most suitable choice.
There are several main options to
consider. Each has both advantages and disadvantages.
The most suitable option will depend on your personal circumstances,
attitude towards investment risk and retirement
objectives.
 | Conventional annuity |
| Investment linked annuity |
| Income withdrawal (unsecured
pension) |
| Phased retirement |
| Alternatively secured pension
(from age 75) |
Our advisers have a great deal
of experience in the area of income options at retirement. We
hold the Advanced Pensions qualifications, G60 as well as other
specialist retirement planning qualifications including K10 and K20.
Do contact us today to request a
new client welcome pack and arrange an initial consultation with no
obligation. You can email us at hello@icl-ifa.co.uk
or call us on 01483 274566.
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