Sandy Lowth CFP APFS 
Chartered Financial Planner

T: 01737 222387
E: sandy@icl-ifa.co.uk 

Sandy has 25 years experience in retail financial services.  Having spent 10 years with a large insurance company in a business management role, she decided to become an Independent Financial Adviser in 1995.  Sandy joined the team at Informed Choice in 2003.

Sandy is qualified to advise on all aspects of personal financial planning, from savings and investments to pensions, life assurance and estate planning.  She works closely with local solicitors to provide expert advice on trustee investments, pensions sharing on divorce and care fees planning for the elderly, her particular interest.

Her main focus is delivering a personal service, understanding your needs and building a relationship based on trust.

Sandy is one of an exclusive group of Certified Financial Planners in the UK and is an Associate of the Personal Finance Society.  She was awarded the prestigious Chartered Financial Planner status in 2008.

Sandy is a graduate of Exeter University.  She lives and works in Reigate with her husband John and has four adult children.

You can contact Sandy by calling 01737 222387 or by emailing her at sandy@icl-ifa.co.uk to arrange an initial discussion about your financial position and requirements, at our expense and without obligation.

Qualifications:

-Chartered Financial Planner
-Certified Financial Planner (CFP)
-Advanced Financial Planning Certificate including G10 (Taxation and Trusts), G20 (Personal Investment Planning), G60 (Pensions), G80 (Long Term Care), SV1 (Savings and Investments)
-CF8 Long Term Care Insurance
-ER1 Equity Release

Professional memberships:

-Associate of the Personal Finance Society (APFS)
-Associate of the Institute of Financial Planning (AIFP)

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